Alliant Credit Union
Estimated value: 1.0¢ per points
Alliant Credit Union offers the Alliant Cashback Visa Signature, which earns 2.5% unlimited cashback on all purchases for Tier One members (those with $1,000+ average daily balance) and 1.5% for all others. This is one of the highest flat-rate cashback rates available with no annual fee. Alliant Credit Union is broadly accessible — anyone can join by becoming a member of Foster Care to Success for a $5 fee. Best for: consumers who want the highest flat-rate unlimited cashback with no annual fee and are willing to maintain a basic credit union relationship.
Cards in This Program
1.0¢
per points (baseline)
Cashback redeems as statement credit at 1¢ per point equivalent. No transfer partners or categories. Quarterly cashback is deposited directly into your Alliant account. Simple, no-optimization-needed redemption.
Alliant Cashback Visa Signature: - 2.5% on all purchases (Tier One members — maintain $1,000+ average daily balance in an Alliant savings account) - 1.5% on all purchases (all other members) - No annual fee, no categories to track To qualify for Tier One (2.5%): maintain an Alliant savings account with $1,000+ average daily balance. The 2.5% unlimited flat rate competes with or beats most premium cashback cards that charge annual fees. Best paired with no other cards needed — it's a single-card strategy.